Filing an ERISA claim isn’t the easiest thing to do in the world because, well, it’s all about legal forms. You might need the help of an attorney to get your claim filed said an ERISA attorney Santa Clara based. Did you know that the first step you are going to need to take is to get the forms through your employer? That’s what you want to try first, and you can also ask your insurance company.
Either way, you need to be asking about those forms so that you can get them filled out. Understand that you might not get the forms right away. This process can take a little time, but to be clear, they have 30 days to get the forms to you. Now, you’re next going to be dealing with the insurance company. They are going to be requesting various types of documentation, and you’re going to want to be sure that you provide them with everything.
Getting everything ready for the insurance company might be where you end up needing help from a lawyer. If you don’t provide the insurance company with all they need, well, they could deny your claim. In fact, that is how many denials occur. After you get everything to the insurance company, you’re going to want to be sure that you get copies of all documents. You want to keep solid records of the entire process.
The more you keep track of everything, the better off you’re going to be. When you do send your claim, you want proof that you did so. You also want proof that your claim has been received as well. This means that you want to handle everything by certified mail. And there is another step you need to take as well when it comes to handling your ERISA claim. You want to make sure you help out your doctor.
The best thing to do is to make contact with your doctor about the claim and request that is heading his or her way. They deal with lots of insurance matters and making contact can help you in terms of your claim. Dealing with an insurance company can end up resulting in the waiting game, but you will get your claim through the system. It just takes time, and you want to be thorough when it comes to documentation as mentioned. If you need help with any part of this process, an ERISA attorney can provide the right assistance.